Selecting a Florida Medicare Part D Insurance Plan
When you work with the Florida Medicare Supplement Insurance Exchange, you’re both selecting a Medicare supplement health plan— as well as getting a consultant that will guide you through every step of the process, providing all the answers and support you will need along the way.
There are a number of important factors to consider when choosing the best Medicare Part D (Stand-Alone Drug Plan) company to meet your needs:
- Are all the drugs you need covered by Part D plan you are considering? Drug choices can vary from plan to plan, so be sure to review each plan's formulary, which can be found at www.medicare.gov. You can also acquire a formulary by contacting your agent. If a drug you are currently using is not available through a particular company, you may want to consider switching your prescription to an equivalent drug. However, this is something only you and your physical can decide together.
- How do you know if you're getting the best value? You can compare prices of different Medicare Part D plans at www.medicare.gov. Navigating the Medicare website can be very challenging and somewhat misleading, especially if you don’t know what to look for. Working with an independent Medicare Supplement agent can prove extremely useful in this regard.
- How can you be sure that your plan offers pharmacies that are convenient and in-network? You can learn which pharmacies are; "in-network" for each plan - offering the best prices for medications and the lowest cost sharing rates. If the "in-network" pharmacies available in a plan are not local, you may find that a mail-order pharmacy is an excellent option for you to obtain the medications you need as well as being cost-effective. Of course, you may choose to eliminate local pharmacy fulfillment altogether and use the mail-order pharmacy option from the beginning as the most convenient and cost-effective.
Call now at and speak with a Florida Medicare supplement insurance broker to help you choose the best plan.